Thursday, October 27, 2016

The Social Fabric Cannot Hold

Reports of unruly airplane passengers are up 17% from the previous year. The International Air Transport Association says "the majority of incidents involve verbal abuse, failure to follow crew instructions and other forms of antisocial behavior" while "only 11% involved physical altercations or aircraft damage." Anyone that's traveled on an airplane knows how stressful the experience can be, but this report nonetheless raises some serious questions about our ability to maintain civility in the face of tests to our preprogrammed existences.

So often, our behavior in social settings is geared towards "maintaining the peace." At least, that's how we justify avoiding confrontation, suppressing certain words/behaviors, and modifying our conduct when in the presence of other humans. Earth is a crowded place, we may argue, and learning to suppress our behavior around others may just make our go of it that much easier.

Nonetheless, to borrow a phrase I learned from Desteni, What we resist persists.

What this phrase means practically, is that just because we suppress certain words or behavior in front of others doesn't necessarily mean that the underlying patterns that caused these words to want to be expressed in the first place have been addressed. Yes, the person in front of you you wanted to call-out for what they were doing was only the temporary trigger of your OWN issue, but how can we be so sure there aren't negative consequences to suppressing these outbursts, even if doing so is seemingly in support of maintaining the social fabric?

As Earth spins round and millions of people continue to deny all the problems that is here on Earth, refusing to speak even to those closest to us about the basic issues facing ourselves and the world, it's only expected that this suppressive behavior will eventually result in outbursts on planes, buses, and highways the world over. 

Rather than wait until it's too late and you've done something that you'll regret forever, please, investigate DIP Lite, the free online course w/Buddy where you'll learn the nature and purpose of thoughts and emotions and how to direct yourself within self-honesty to be and become best for all.

Sunday, June 5, 2016

Progressivism is Dead

Progressivism is the political movement claimed by dissatisfied Liberals. Unfortunately, just like Liberalism or Conservatism, progressivism takes its place within the status quo socioeconomic system and seeks for incremental changes. The hypocritical nature of this movement should be easy to identify.

When pressed, it's easy to imagine a strong majority of those who label themselves progressive are unwilling to give up their elite standing in the world system. Rather, just like liberals or conservatives, they would prefer to change the system slowly, over time, while maintaining their comfortable positions within it. Progressives speak about ideas like being better to the environment or poor people but, at the end of the day, they prepare to go back to their jobs within the system that continue to abuse the environment and protect them from the realities of poverty.

Progressives are not prepared to radically change the system into one that is best for all.

If you are prepared to change yourself and then the world system into one that is best for all, investigate DIP Lite, the FREE online course where you learn about the nature of thoughts, feelings, and emotions and our tendency to become possessed by these constructs.

Research the Living Income Guaranteed Proposal by The Equal Life Foundation for a solution to end poverty and start on the path to Heaven on Earth.

Other important links:
Desteni
DIP PRO
EQAFE.com
Living Income Guaranteed
 

Thursday, June 2, 2016

Payday Lenders- Why do they Exist?

Image result for payday lenders
 The chairman of the US Democratic Party has come under fire recently for her supposed support for payday lenders in a wider discussion taking place around the industry. A "payday" loan is a short-term loan that is unsecured by any property of the borrower. While the borrower intends to pay back the loan as future paychecks come in, most borrowers are forced to roll the debt over into additional loans, resulting in additional fees and ever-increasing debt. Annual percentage rates average 339 percent (meaning consumers end up paying more than 3.3x more than the original amount of the loan, if they ever pay it off).

The Consumer Financial Protection Bureau- part of the US federal government- has come under fire for newly proposed rules that would force lenders to verify borrower's incomes and limit the amount of additional loans people can take out. Industry proponents argue this would hurt profits and deny many people who rely on these loans for emergencies a financial lifeline.

Problem
It's true that millions of Americans rely upon these payday loans in emergencies. And at least some of the 16,000 payday lenders that exist probably charge too-high interest rates.

But, the real problem lies beneath the surface. Something is quite wrong if millions of people are forced to turn to these loans to make ends meet.

Solution
If we implemented a living income guaranteed, nobody would have to take out loans at hundreds of percent interest. We can as a society decide that no person should ever fall below the income required to take care of their basic needs.

Reward
Imagine if the $7 billion in fees payday loan companies make in a year were directed elsewhere in the economy. For example, going to support peoples' health and education. Imagine if nobody had to choose between having their power/water shut off or taking out a loan at 390 percent interest. Perhaps property crime would drop if people were not faced with the desperate situation of having to find money to eat (or pay off loans) or to go hungry (or face additional debt). 

Maybe you can think of additional benefits.

If supporting a solution to end poverty and harmful payday loans interest you, research a Living Income Guaranteed Proposal.

See also: 
Living Income Guaranteed  
Living Income- Wordpress
Equal Money
Desteni   

Sources:
http://www.bankrate.com/financing/banking/cfpb-troubling-stats-on-payday-loans/
http://www.nytimes.com/2016/06/02/business/dealbook/payday-borrowings-debt-spiral-to-be-curtailed.html?_r=0
https://njaes.rutgers.edu/sshw/message/message.asp?p=Finance&m=156